Hire Purchase

Hire purchase is a simple, straightforward way to spread the cost of buying a new car.

It's fixed rate finance - with a fixed monthly payment. The deposit you pay is flexible - typically between 10-50% of the vehicle cost.

The remaining balance, plus fixed interest, is repaid in equal instalments over an agreed period (12-60 months).

Why consider Hire Purchase?

Low deposit - keeps valuable personal or business cash available

Control - you decide the deposit, you decide the term

Fixed monthly payment - perfect for budgeting

Flexibility - doesn't compromise your other lines of credit

Assets - you gain vehicle ownership

Tax benefits - Tax allowances for business users

VAT free - no VAT on payments

     
   
   
 
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