F A Q ' s

Below are a list of frequently asked questions. If you have any further enquiries regarding any of our products or services, please do not hesitate to contact us.

Q: Why should I use Car-Finance4Less ?

A: As one of the UK's leading niche car finance brokers we can often arrange a more cost effective & competitive finance package than the dealership net work. This is because CF4L only offers finance, so does not have the overheads that a car showroom has.

Q: Can I call Car-Finance4Less for a quotation ?

A: Yes you can call the telephone number on our web site and speak directly to one of our dedicated consultants.

Q: How long does it take to gain finance acceptance ?

A: It can take as little as 30 minutes. Usually it will take no longer than 2 -3 hours.

Q: How does the process work ?

A: First we provide you with a quotation, once you are happy with the finance figures, we complete a finance proposal from you (basic details, takes 2-3 minutes) we then pass the finance proposal to underwriting who make a decision on whether to accept the proposal. Once accepted the finance paperwork is prepared for you to sign. Once the paperwork has been signed & an invoice has been supplied from the dealership, the balance financed will be paid to the vehicle supplier to enable you to take delivery of your purchase.

Q: How long does the above process take from start to finish ?

A: The process can take as little as 3 days from the moment you call CF4L for a quotation to the moment the supplying dealership receives the balance financed.

Q: Does CF4L offer cover for mechanical and or electrical failure / breakdown ?

A: Yes we offer mechanical breakdown insurance over 1, 2 or 3 years in partnership with one of the UK's most established vehicle warranty underwriters. Please contact one of our consultants for
more details.

Q: Does CF4L offer Credit protection insurance ?

A: Yes we offer CPI (also known as payment protection). We offer various levels which we can tailor to suit your individual needs. Please contact one of our consultants for more details.

Q: Does CF4L offer GAP ? (guaranteed asset protection)

A: Yes we offer both finance GAP and return to invoice GAP. Please contact one of our consultants for more details.

Q: Where do I have to purchase my vehicle ?

A: You can purchase your car almost anywhere. We only stipulate that you purchase your vehicle from a reputable dealership that has a current CCL (Consumer credit licence).

Q: Can CF4L help if I have trouble finding the vehicle of my dreams ?

A: Yes CF4L can help. We have a number of preferred prestige car suppliers that can cater for even the most demanding of requests.